Bank of Baroda mobile banking

Last Updated — 9th Oct, 2022

Bank of Baroda Mobile Banking: Bank of Baroda is one of the largest public sector banks in India providing mobile banking services through Bank of Baroda m-connect plus, Baroda e-trade. Bank of Baroda account holders can access banking services anytime and anywhere using their mobile phones. To avail of mobile banking services like balance inquiry, fund transfer, bill payment, instant opening or closing of FD & RD and more users need to register for mobile banking services with their registered mobile number.

Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions using a device such as a smartphone or a tablet. It works through the app. Mobile banking is generally available on a 24-hour basis. But some financial institutions have restrictions on which accounts can be accessed through mobile banking, as well as limits on the amount that can be transacted.

Mobile banking reduces the cost of handling transactions by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions. Mobile banking does not handle cash transactions and requires the customer to visit an ATM or bank branch to withdraw or deposit cash.

Mobile banking has simplified our financial operations by providing most of the banking-related services through mobile devices like smartphones, tablets, laptops, etc. The advent of mobile banking has made processes like money transfer, payment, balance inquiry, deposit, etc.

Bank of Baroda Mobile Banking Registration Process

Follow the below-mentioned procedure to register in the Bank of Baroda MConnect App.

Step 1.  Download Baroda MConnect Plus app from the Google Play Store or Apple App Store

Step 2. Open the app and click on ‘confirm‘

Step 3. After clicking on “confirm, an SMS will be sent to your registered number for verification.

Step 4. You may get an option to register your phone number if your mobile number is not registered.

Step 5. Click on ‘Register Now.

Step 6. You will receive an OTP on your mobile number for verification.

Step 7. Enter your debit card number and other details.

Step 8.  After providing all the necessary details, you will receive the mPIN via SMS.

Step 9. Create your own application/login password

Step 10. Enter the mPIN received via SMS and Create your own MPin, Activation successful

Bank of Baroda Mobile Banking Log-in Process

Follow the steps given below to log in to Bank of Baroda’s BOB m-connect app.

Step 1. Download the BOB M-Connect app from App Store.

Step 2. Open the BOB M-Connect app and click on ‘Verify‘.

Step 3. BOB m-connect app will receive your registered mobile number. If the number is correct, tap ‘Confirm’.

Step 4. After confirmation, an OTP will be sent to your registered number.

Step 5. After OTP verification, you can create your own application password.

Step 6. After creating the password, see the Terms and Conditions.

Step 7. After agreeing to BOB’s Terms and Conditions, you can create your MPIN.

Step 8. Enter the MPIN received through SMS in the first field.

Step 9. Enter a new MPIN in the second field and confirm it.

Step 10. After this, your mobile application will be activated.

Step 11. Now you can log in using the new credentials.

Features of Bank of Baroda Mobile Banking

• Account Mini Statement.
• Account Balance Inquiry.
• Transaction History.
• Change Mpin.
• Fund transfers
• Bill payments
• UPI payment
• Change login password.
• Acts as a digital passbook
• Managing FD and RD
• Aadhaar update
• Transaction History
• Savings account transfer request
• DTH and mobile recharge.
• Payments app for BoB customers and non-BoB customers
• Synchronises transaction updates whenever opened
• Shows all account details
  Update E-mail ID for Mobile Banking.
• RTGS has a Cooling period of 24 hours for beneficiary addition and OTP validation for transactions.
• IMPS/NEFT/Third Party within Bank has OTP validation for Beneficiary addition and a cooling period of 4 hours for Beneficiary activation.
• Mobile banking service is free and helps you to do banking transactions 24×7 at your convenience from any place just by the use of a mobile phone.
• Credit Card-BOB Card Payment: Allows payment to Bank of Baroda credit cards
• Registered Bill Payment: Allows registration of bill details once and fetches bill amount automatically every month.

What are the benefits of BOB Mobile Banking

BOB Mobile Banking comes with myriad benefits to make banking easy on a smartphone. BOB Mobile Banking has the following benefits:

BOB provides an easy-to-use interface with picture buttons for all basic banking functions such as account overview, fund transfer, transaction list, management of payees, and identification of debit card hot listings.
Bob has included strong security measures in the form of 2-Step Authenticated transactions as well as encryption for the transactions. It helps to ensure the security of the account
App provides facilities to take care of regular utility bill payments and recharge
It offers unique ‘App Only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time.
This mobile banking facility also facilitates other banking functions like SMS banking, investment banking guidance and management etc.

FAQ of Bank of Baroda Mobile Banking

How to download the Mobile Banking application?

Mobile applications can be downloaded through respective play stores: Android (Google Playstore),
IOS (App store)

How can I register using the self-registration option?

Based on the Mobile number submitted by you, the application will identify if you are registered for Mobile Banking and will take you to the self-registration screen. Enter the required Bank of Baroda debit card details. On successful registration, you will receive 4 digit mPIN (password) on your Registered Mobile Number.

How can I activate my Mobile Banking?

After successful registration, you will get mPIN to your registered mobile number. Install and launch the Mconnect Plus application. Set your application password and change the mPIN received via SMS to activate the mobile banking facility.

How can I link all my accounts in Mobile Banking?

Once you register for mobile banking all the eligible accounts under the registered customer ID will get linked to the mobile banking.

How to generate/set a new Application password?

Any 4-digit number of your choice can be set as an application password.

The application password is set during the activation process. If you intend to change it subsequently, please follow these steps,

• Login > Main menu > ‘My Set up’ > Change application password

How to generate mPIN?

Default MPIN is sent upon successful registration. You have to set your own mPIN at the time of activation. If you intend to change it subsequently, please follow these steps:

• Login > Main menu > ‘My Set up’ > Change mPIN. ?

How to re-generate Application password

Visit forgot password option on the login page, the request needs to be validated through M-PIN.

How to re-generate M-PIN?

mPIN can be regenerated in three ways
ATM
Net Banking
Branch

What if a customer enters the password wrong for more than 3 attempts and the user gets blocked?

Go to the “Unlock/Forgot Application Password” option on the login page and reset your password by entering your mobile number and M-pin.

What if a customer enters the mPIN wrong for more than 3 attempts and the user gets blocked?

Generate new mPIN through Branch/Internet Banking/ATM. Go to “Unlock/Forgot Application Password” and reset your password by entering your mobile number and M-PIN.

How can I transfer funds to my own linked accounts?

Visit the self-linked fund transfer option>>select source account>>select destination account and initiate fund transfer.

How can I transfer funds to the Bank of Baroda account?

Visit within bank>>third party transfer>>select source account>>enter destination account and initiate fund transfer.

How can I transfer funds to other Bank Accounts?

This can be done via three options:
IMPS
NEFT
RTGS

Which service can be used to fund transfers to another bank 24/7?

You can use both IMPS and NEFT services to make fund transfer to another bank available 24/7.

How can I register for Bank of Baroda mobile banking?
You can register for Bank of Baroda mobile banking services by filling out the mobile registration form along with required documents for Identity Proof to the Bank of Baroda branch. You can also register for Bank of Baroda mobile banking services by downloading the Bank of Baroda App from your play store and then completing the registration process by setting your M-PIN.

What is Bank of Baroda mobile banking?
Bank of Baroda provides a mobile banking facility to its users through the Bank of Baroda App. Customers can make financial transactions like Fund Transfer, Making Utility Bill Payment, getting a new credit/ debit card, etc. to enjoy banking services anytime and anywhere using their smartphone device.

Which is the mobile app for the Bank of Baroda?
Bank of Baroda offers mobile banking services to Bank of Baroda customers through Bank of Baroda apps such as Bank of Baroda M-Connect Plus, Baroda E-Trade.
How can I get my Bank of Baroda online banking username and password?
Bank of Baroda provides a username and password with a pre-printed kit if you register for the Bank of Baroda internet banking application by visiting the bank. You can use the same username and password while you register for mobile banking services online to get a new M-PIN.
How do I activate mobile banking?
You can activate Bank of Baroda mobile banking services by registering for mobile banking services by visiting the Bank of Baroda or online by downloading the Bank of Baroda app from your play store. After completing the registration process, set up your mPIN and then log in using your mPIN or user name and ID to complete the activation process for mobile banking.

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